Jan 22, 2019 · Re: Capital one auto navigator prequalify. Thanks for your response! I did go ahead and purchase a vehicle through their auto navigator prequal today. I ended up putting $5k down and finance $35k through them at 10.99%. The lowest interest I got on their site was 7.99% for a model year newer than I bough but it required more money down than I ...You and @M_Smart007 could find that elusive 4th card and break the $80K threshold. Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already - 5998709 - 3.Re: Navy Federal denied despite prequalified for several cards. I think you're overreacting a bit because of the denial, IMO. No prequalification with any lender anywhere is 100%. I personally wouldn't shut down all my Navy accounts just because of a CC app denial.You and @M_Smart007 could find that elusive 4th card and break the $80K threshold. Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already - 5998709 - 3.Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Rebuilding since September 2020. who i burned - chase, cap 1, TD bank, Sync, were the biggies. Income 40k. Total utilization around 20 pct depending on my current usage/needs. Ficos in the 680 - 690 range, the 9's slightly higher than the 8's. My vantage scores 708 - 711.Visit the American Express website and select the card you want to apply for. Click on Apply Now and fill out the form with your personal information. Click on Continue to Terms at the bottom of ...Re: Prequalify for credit cards. @razzy116 The alert occurs after the score increase/decrease so the "system" already has the new scores. But note that some lenders use soft pulls for pre-qualification while others use their own databases which might not update frequently. Insuch cases you might need to wait up to a month before their system ...Are you in need of a bill counting machine? Check these out to make counting your cash much more efficient and less time-consuming for your business. If you buy something through o...Take the $60+ you save or gain per year by using a card with better rewards and/or no annual fee and donate it to a charity that plants trees. That said, different strokes. FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6.Aug 21, 2021 · Re: Chase Amazon. You cannot pre-qualify for an Amazon Credit Card. Neither the Amazon Visa Credit Card nor the Amazon Store Card offers pre-qualification. You will need to submit an actual application to find out if you qualify for the card. 08-21-2021 04:05 AM.08-18-2020 07:09 PM. Capital one auto navigator approval. So I currently have a car loan with capital one but I am refinancing it with local credit union with my child for her first car. I currently applied for r car loan through the navigator and got preapproval of $35000 . Some reason when I look at cars on the navigator anything above $15 k ...American first credit union CLI. Refinanced my auto loan with them about 10 months ago at 3.4% Apr. also acquired a credit card with the same pull but they were only able to approve me for $1500. I was dissappointed considering I have much higher limits.Most card issuers offer preapproval or prequalification, allowing applicants to learn if they’re likely to be approved before committing to a formal application—and a …When you’re prequalified for a credit card through a financial institution like us, it means we’ve screened whether you can become a cardholder. By providing us with a few pieces of information, we’re able to run a quick credit check (with no impact to your credit score) and see if you’re eligible to receive a specific card before ...Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Dec 1, 2018 · Re: Amex Blacklisted yet pre-qualify. Its possible that you've been removed from the blacklist. The only way to find out for sure it to apply for one of the pre-approved cards. If you're still on the blacklist it will be an automatic denial with no hard pull/inquiry. Message 4 of 10. 1 Kudo.Getaway by FNBO ® Credit Card. Your ticket to go anywhere you want, whenever you want. Just Go! Earn Unlimited 3x points per dollar spent on travel, dining and gas2 and 1 point per dollar you spend on everything else. Save on interest and travel today! 0% introductory APR 1 for the first 12 billing cycles on purchases and balance transfers ...Use the credit card link on the site. A lot of times people get no pre approvals through the link upthread but do in other places I mentioned and are ultimately approved. July 2020. Experian Fico 8. 707. Transunion Fico 8. 705. Equifax Fico 8. 724. Capital one QS1. $2450. Discover IT Cashback. $12,000. PNC cash rewards signature Visa. $17,500.FNBO Prequalify -> Approved! Got one in the mail for FNBO it's been actually the only credit card offer i've gotten in the mail for awhile now since the pandemic began. Didn't know much about them besides they are a legitamate bank and actually respected compared to some card companies. Read through some details on here …760. Next. Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials.NFCU Flagship Rewards Visa Approval. Today I was approved for the NFCU Flagship Rewards Visa Signature with a $12,500SL and 13.49%APR! Sub offer is 1 year Amazon Prime membership and $0AF for first year, $49AF Therafter. Not anything spectacular, but welcome. I had just obtained my membership this morning through the relation of an immediate ...Re: Prequalified for Kohl's but didn't proceed. It grows fast, mine 300 - 1500 in 14 months. i put some spend on it every few months. Something to consider, right now kohls mgmt and cap 1 are in discussions to possibly start a new line of cc's mc/visa cobranded kohls some time in 2023. { BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover ...May 8, 2020 · All of the verbiage about entering your info to prequalify and how it works and all that stuff is still there, so it looks like they're still encouraging you to do it but when you go to actually try, that part of the page isn't working. I could be totally off, but just a guess. FICO 8 Sep '23 EX 755 EQ 765 TU 739. TCL $199,800.Re: AMEX pre qual; plz let me know if this is legit. @OmarGB9 wrote: Yes Amex prequals are pretty solid, though of course not guaranteed. No, it's not necessarily limited to just those shown. I believe if you click "View all cards" it'll show all cards you might be prequalified for (they'll be marked if you prequalify).Also the prequalify is notoriously unreliable, but if you have a good report/score, you should still be approved for the MoreRewards. Good luck. Last App: 1/10/2023 Penfed Gold Visa Card Currently rebuilding as of 04/11/2019. ... FICO, myFICO, Score Watch, The score lenders use, ...PenFed Pathfinder: $15000. BofA Platinum Plus: $9100. Chase Sapphire Preferred: $9000. Chase Freedom Unlimited: $6400. Amazon Prime Store Card: $5000. BofA Cash Rewards: $1500. Capital One Platinum: $1500. Home Depot: $500. …According to the site, I've been pre-qualified for the card listed in the title. I shop at BB a LOT (engineering student). I was denied this card in February, only because I didn't know crap about credit then and I applied for a $1400 laptop (which I just bought with my debit card anyway). ... FICO, myFICO, Score Watch, The score lenders use ...In my Citibank credit card portal is a "personal loan offer up to $30K." (not the Flex Loan that uses the credit card balance)... Any DPs or advice, is this a preapproval, any success, SP/HP, etc.?Today, I logged into the dashboard and was greeted with a pre-qualified offer. In the offer, it also states "You're approved for a low-rate credit card from PenFed". The offer also has a single interest rate rather than a range (13.49-17.99% is what's offered on this card). Regardless of this, I am doubtful that this would actually go the way I ...Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65. So today was indeed a crazy day... Well at least for me. My good friend just moved to another state, I was rejected for AOD despite all my - 6293256.Re: Target Approval- Low Score. Sorry to say, but I was just approved about a week ago for the target card, and my *temp* limit was $300, and so was my regular limit. Score was about 20 points higher than yours as well. So it's hard to say. But it seems like they'll probably start you at $300. Message 8 of 15. 5 Kudos.Re: Are the Navy Federal Prequalify recommendations Accurate. I did it from my computer on main page of Navy federal. Clicked the loans and Credit card link at the top and then scrolled down to half down on page and saw the blue box asking Do you prequalify. 04-24-202007:51 PM.In the past months Amex has sent me pre-approval letters. This is before finding this site and getting some knoweldge. The letters stopped in Sept of this year but I went on to their site and did the pre-qual and it did show : - ED CC 15k membership rewards points for $1k spent within 90 days. - BC ED Card $150 back after spending $1k within 90 ...That means applicants need good credit for approval. This applies to all PenFed credit cards. If you receive a pre-approved mail or e-mail offer for a PenFed credit card, it means your credit profile likely meets the card's requirements for approval. While such an offer doesn't guarantee approval, it indicates good odds of getting the card.You and @M_Smart007 could find that elusive 4th card and break the $80K threshold. Clicked on loan credit card section on the site in middle of page clicked prequalify, logged in and then it gave me 5 cards. I already - 5998709 - 3.Re: DCU pre-approval for Visa (and approval) When I opened for a checking account I got preapproval for a car loan. I decided to apply for their credit card and instantly approved! I think you got good chances of getting approved. Message 9 of 15.Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't - 6435323 - 6Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.I tried the prequalify site for FNBO a few days ago, and I received $15k at 18.24 APR. 760+ FICO for all 3 CRA, and 4 combined inquiries for all 3 as well (0 EQ, 2 EX, 2 TU). No baddies on any report. I just wanted to see what I would get offered. Hopefully that gives you some insight.From museums and gardens to castles and epic Ferris wheels, Myrtle Beach has a lot more going on than just its 60 miles of incredible sand. The shores of Myrtle Beach are undeniabl...Oct 15, 2019 · BB&T Bright Credit Card Approval - From Prequalify. First time prequalify screen showed i am pre approved for all three bb&t cards (though i already have 2 of them). It also showed 20K miles for the travel card. Not sure they award the sign up bonus again if i have the card already. Anyway applied for Bright card which is like 0% interest for ...Hello everyone! Quick background: I filed chapter 7 bankruptcy that was discharged 08/2017. Since then, I've established many credit cards, a few mortgages, and a few auto loans. Unfortuantely, I have been able to get back into the good graces of Discover and American Express- everytime I checked ...Congrats on the approval!! BBVA is one of my favorite cards right now. I constantly get offers via online or in email for promo's that they run every once in a while as well as deals that rotate.How solid are Capital One's Pre-Qualify Offers? I currently have the Capital One Quicksilver One with a 3K limit. I've had it for 4 months, and it's my daily driver. I make multiple payments each month. Here are my data points: 11% UTL (My actual UTL 5%) with a total credit limit 101,750 (AU on sister's 4 accounts with a total 73,100), and my ...Re: Are the Navy Federal Prequalify recommendations Accurate. Mine says: We're unable to determine if you prequalify because your credit is frozen. Please unfreeze your credit, then try again. "Not everyone who helps you is a friend, and not everyone who challenges you is an enemy." 04-24-2020 07:50 PM.The cash back is ok only if you redeem points and transfer into a Fidelity account. If you actually ask for a check, you get a 33% or 50% reduction in points to cash relative to redeeming into an account. A score of 700 or above should be sufficient if you have accounts at Fidelity. In addition to score, some credit history is important as well ...Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.So I just joined Navy Fed about 2 weeks ago from an invitation from my gf and we decided to apply for a joint mortage. We applied for $469k based on a house we have been looking at. They used my middle mortage score of 738 Experian, her middle score is 749 Equifax. Based on our income our loan officer was comfortable giving us a max $500k, 0 Down.PETCO does soft pull preapprovals for store card. Wife has a account online, she clicked account>rewards> learn more and from there it took her to a page then a pop up came up and preapproved her for a store card by comenity. So a shopping cart trick in a way.It's always best to get a prequal so you at least have an idea of where you're rates should be unless you know that you qualify for tier 1 with a captive lender. As for scores, you certainly don't need a 760 or higher to qualify for 0% financing, such can be obtained with much lower scores.Much better chance of getting the Amex version, better rewards! That's how it use to be at least! @tjs19593 - I concur with the above. If you have a store nearby, I would do it there vs applying online. Been looking at a Macy's card for a while. We spend around $2k at Macys omline around the holidays. I probably would wait until I am - 6524768.If they counted my husband's income it would be even lower. Some applications state you can include your spouse's income, but I usually don't unless it's a joint application. And I've been self-employed with provable income for over 20 years. 06/2017 FICOs: TU: 542 EX: 538 EQ: 528. 07/2017 FICOs: TU: 564 EX: 564 EQ: 559.1- Which cards out there do soft pull credit pre-approvals. 2- Have good starting limits. 3- soft pull CLIs. I haven't got a card in a couple years and my overall utilization is pretty good. I pay in full every month, but want that lower utilization % so I can keep my credit score climbing- currently around 822.I read through the soft pull post and my curiosity got the best of me. I have been so patient in not applying for any personal cards for over a year awaiting clean reports but I succumbed. The pre-qual showed a couple cards and I selected the Cash Back Card as I already have a severely bucketed It...The ASH1L gene, also known as KMT2H , provides instructions for making an enzyme, called lysine-specific methyltransferase 2H, that is found in many organs and tissues of the body....Re: FNBO Prequalify -> Approved! Yep, I had the codes and was curious...but not curious enough to use an EX HP (my highest number of them lately) plus I've had a lot of successful approvals lately already this year. Left my EX locked, entered all the data and they immediately tried to HP and were stopped.That means applicants need good credit for approval. This applies to all PenFed credit cards. If you receive a pre-approved mail or e-mail offer for a PenFed credit card, it means your credit profile likely meets the card's requirements for approval. While such an offer doesn't guarantee approval, it indicates good odds of getting the card.I don't know when this changed, but Regions will now let non-customers see if they have a pre-qual offer for a credit card. Here's the - 583832109-22-2021 03:08 PM. Re: Checked Pre-approval for wayfair (pre-approved) no pre-approval for Home depot. Each Citi Retail CC program has their own UW criteria. So, it's possible to obtain a pre-approved offer for one but not the other. Best Buy doesn't currently have a pre-qualification portal, unfortunately.The reason I asked is that Paypal credit by Comenity that is hidden does not send pre-approvals via mail while the one for Synchrony does. And those with Synchrony reports to the credit bureau. If you look closely on the mailer that came through the mail, it will tell you what company is issuing the card if approved. Message 6 of 9. 0 Kudos.Also the prequalify is notoriously unreliable, but if you have a good report/score, you should still be approved for the MoreRewards. Good luck. Last App: 1/10/2023 Penfed Gold Visa Card Currently rebuilding as of 04/11/2019. ... FICO, myFICO, Score Watch, The score lenders use, ...Credit One is a predatory lender, and one of their staple gimmicks is sending pre-approval notices in the mail and online that say "Up to $2,000". Technically, $50 falls within "up to $2,000." So yes, it is clickbait, however that doesn't mean it's impossible to get a $2,000 limit.Cap One prequalified but then denied. Hello, I am asking this question for my mom. Her FICO EQ score is 674 but not sure of the others. She currently has two credit cards, a Capital One Platinum with $500 credit limit that she's had for about 6 months (started with $300 got bumped up to $500 last month) and Suntrust credit card with $1200 limit ...The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!1.Brand new launch like the second week of Jan, 2022. 2.Very easy application, you get a soft pull offer from {TRANSUNION}. 3.They have various cool GM looking cards [5-card designs]. 4.They have an app and a online account. 5.You can add the card to Apple Pay and use it immediately. 6. IT'S a MasterCard product.Most of the personal loan companies offer pre-approval via Soft-Pull - Didn't add them because otherwise post could be moved to some obscure corner of this platform where it won't help anyone ... But on your topic, LendingClub, Prosper, Rocket Loans, Bestegg, Freedomplus, Upstart, Upgrade, Sofi, M...Bank of America site Pre-Quals are so sincere, Most Dog names Qualify. Honestly do a little research, and if you feel you Qualify for BoA, then just cold app. Keep in mind Pre-Quals are NOT a 100% guarantee you will absolutely be approved. 01-10-2020 07:54 AM.The top of the page presented said here are your OFFERS and listed multiple cards and specific terms with each card (other than exact interest rate of course). This looked to me like other pre-qualification approvals I have seen, so I went ahead and did the app. Well low and behold got denied. What a scam.FNBO Pre-Qualification. My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K. She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR. Application went to review and then a few days later she was denied.CITI Prequalification. I tried to look for CITI Prequal yesterday, and nothing is working. Suddenly I saw this on their website, and now it's doing the Pre-qual, err Pre-Selected: Citi Credit Card - Check Pre-Screened Card. AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k.Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.Chase Auto gives a pre-qualification amount on a soft pull. Non binding, of course. The amounts it gives seem tiered and generic based on income input. Amex Blue Cash Preferred- $11,000. Chase Sapphire Preferred- $8,300. Chase Slate - $500 (transferred) Bank of America Cash Rewards - $10,600. Discover It - $11,000.So, for BBVA, the prequalified portal can provide a good 'barometer' of potential odds without burning an unnecessary HP if you're testing the waters. I went through their pre-qualification which landed 2 cards back-to-back about 2 months ago.Feb 20, 2015 · Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.TD Bank Pre-Selected Offer--Say what! Just got a pre-selected mailer for their Cash-back Visa--$200 back after $500 spend--2% dining--1% everything else. I live within their banking footprint and already have a 7 month old Nordstrom store card with them---which I hoped to grow into a Visa Sig. eventually.Apple Federal Credit Union. I'm in the middle of my credit rebuild and I decided to apply for Apple Federal Credit Union since I have them and can't get anything other than secured card from USAA. There is a comments section in the application, so I put a note in there about how I know my credit isn't great but that I have been working really ...But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time. I bank with Citi. Lately when I log off I get the "see if you prequalify" screen. It brought up the Simplicity card and an - 3367277.Re: Langley Federal Credit Union (LFCU) Pre-Approval Offers. I've had an offer in fo, The prequal was pretty emphatic at the top of the screen, which is distinctly different, Visit the American Express website and select the card you want to apply for., Jun 22, 2020 · Re: Penfed Personal Loan Prequalify Tool. Than, 05-06-2020 07:47 PM. Re: Easy Approval Home Furniture Stores (prequalified lin, NFCU PRE-QUALIFIED (ALREADY)! Hello All, I was able to get approv, Re: BB&T pre qualify. @Anonymous wrote: Thanks! I did the pre quail and got all 3 w, Visit the American Express website and select the card you want to , So I just saw another post about them having a pre, One of the most significant new cruise ships schedule, The CLI is a HP, but they bumped me from $15,300 to $25,000 , Re: Are the Navy Federal Prequalify recommendations Accurate, The lowest I saw on Credit Pulls was 1k in 13' and 1.6, Easily check if you are prequalified for a credit card offer from , These prequals could be all they use. YMMV. As that was how it used, If you're preapproved for any of their core cards (B, Thanks for any info on these questions. My Wallet - Cap1 , FNBO Pre-qual page (Approved) So for shiggles I decided to try the F.